Disability Insurance
Girones Lawyers are experienced lawyers who represent people in Ontario, Canada, who have a claim against a long term disability benefits provider.
Many people who are unable to work due to a medical disability have long term disability (LTD) coverage. If you (or a family member or a friend) was approved for LTD and has now been denied LTD, it is in your best interest to have the denial investigated.
The first two years of LTD typically involve the inability to perform your own occupation. After two years of receiving LTD benefits from an insurer, it may change to a disability from performing any occupation of which you are reasonably suited by virtue of education, training, and experience. You may see signs that the insurance company is taking steps to deny the continuance of LTD benefits; for example, the insurer wants to train you for another vocation, or asks many medical-related questions.
Any denial by a LTD benefits insurer should be reviewed with a qualified lawyer. Every policy is different. Girones Lawyers investigates the policy and the insurance file to determine if the insurance company is obligated to keep paying your long term disability benefits if there are no other types of employment for which you are reasonably suited.
Should we proceed to litigate your case, there are various opportunities to settle prior to taking the case to trial. Girones Lawyers will only settle if we can get you a fair compensation for your long term disability; otherwise, we take your case to trial.
Why Should You Seek Advice from Girones Lawyers?
Girones Lawyers has experience litigating denied long term disability insurance claims. Our qualified litigators are passionate about helping people navigate the civil justice system to get fair compensation—whether through settlement or representing you in court.
- Girones Lawyers has all of the resources on staff who can assess your claim.
- Insurance companies take aggressive positions. You need a qualified lawyer who stands up to defendants and does not settle unless you get fair compensation for your injury. Girones Lawyers has trial experience; many lawyers do not.
- Girones Lawyers has handled thousands of LTD denial cases for plaintiffs (please refer to Girones Lawyers – In the News page). We don’t work for defendants (insurance companies). We work for plaintiffs only.
- Girones Lawyers offers you an initial, free no-obligation consultation to learn about your injury and answer your questions.
- Girones Lawyers offers contingency-based legal services.
Contact Girones Lawyers for Qualified Advice on LTD Denials
We invite you to contact Girones Lawyers to book a free no-obligation consultation.
Girones Lawyers Helps People with Disability Insurance Denial Claims in Ontario and Canada-wide
Girones Lawyers holds a high rate of success obtaining fair compensation for the people we represent. Our expertise is built on 40 years of experience handling medical malpractice, cerebral palsy and birth injuries (Canada wide), motor vehicle accidents, falls and personal injuries, dog bite attacks, product liability, disability insurance, wrongful dismissal, and victims of crime cases in Ontario, Canada.
Girones Lawyers represents injured adults and children in Alexandria, Arnprior, Attawapiskat, Barrie, Brockville, Chapleau, Cobalt, Cobden, Cochrane, Cornwall, Earlton, Fort Albany, Haileybury, Hawkesbury, Hearst, Iroquois Falls, Kapuskasing, Kashechewan, Kemptville, Kingston, Kirkland Lake, Moose Factory, Moosonee, New Liskeard, North Bay, Ottawa, Pembroke, Perth, Prescott, Renfrew, Sault Ste. Marie, Smooth Rock Falls, Sturgeon Falls, Sudbury, Thunder Bay, Timmins, Temiskaming Shores, Toronto, and Winchester, Wawa; Ontario, Canada.
